Part I: Policy Framework and Strategic Foundation

 

1. National Policy Commitment

 

The Affordable Housing Program (AHP) has been firmly embedded within the Kenya Kwanza Government’s Bottom-Up Economic Transformation Agenda (BETA) as a cornerstone of inclusive growth. Since September 2022, the Government has advanced affordable housing as a transformative pillar designed to expand access to dignified shelter, stimulate economic activity, and modernize urban spaces. The enactment of the Affordable Housing Act, 2024 gave the program a statutory anchor, setting clear obligations for the State, counties, and private developers. The Act also provided a framework for sustainable financing, citizen participation, and governance oversight.

 

Through this framework, housing delivery is recognized as an engine of job creation, a driver of manufacturing, and a catalyst for infrastructure expansion. Each housing project has therefore been positioned not only as a residential development, but as also as an integrated economic hub linked to roads, water supply, power, and digital infrastructure.

 

2. Financing and Institutional Strengthening

 

From 2022 to 2025, the program has experienced a steady expansion in budgetary support and institutional reforms.

• In FY 2022/23, a dedicated allocation of KES 2.26 billion was made to affordable and social housing delivery.
• By FY 2023/24, the allocation had risen to KES 63.22 billion, signaling the Government’s intention to scale nationwide delivery.
• In FY 2024/25, allocation reached KES 96 billion, representing the highest ever annual investment in housing in Kenya’s history.

 

In addition to budget allocations, the financing ecosystem was expanded through the Affordable Housing Fund. The Fund, operationalized by the Affordable Housing Act, draws its resources from the housing levy, donor financing, public-private partnerships, and direct budgetary support. Oversight is exercised through the Affordable Housing Board, which ensures prudent management, transparent allocation, and strategic deployment of funds to viable projects across the country.

 

Complementary to this structure is the Kenya Mortgage Refinance Company (KMRC), which has supported end-user financing by refinancing KES 13.9 billion worth of mortgages through 12 primary mortgage lenders. As of December 2024, 3,855 households had accessed mortgages at concessionary interest rates of between 7.0% and 9.9%, compared to commercial averages above 14%. This mechanism has improved affordability for low- and middle-income earners, expanding the pool of Kenyans able to purchase units under the program.

 

3. Housing Levy Collections

 

The housing levy, introduced in July 2023, has become the principal source of long-term financing for the AHP. Structured as a mandatory contribution of 1.5% of gross salary by both employees and employers, the levy has ensured predictable revenue flows into the Affordable Housing Fund.

 

By mid-2025, cumulative collections had reached approximately KES 88.7 billion, with an annual performance of KES 73.2 billion in FY 2024/25 alone. These funds have underwritten major projects across the country, including Shauri Moyo, Mukuru, Bondeni, Buxton, and Likoni, among others. About 52.8% of the mobilized resources had already been disbursed into projects, while the balance was safeguarded in government securities pending absorption into construction contracts. This dual approach has allowed the program to finance active works while preserving fiscal prudence.

 

4. Legal and Governance Anchors

 

Institutional governance has been strengthened to ensure accountability and transparency. The Affordable Housing Board, established under the 2024 Act, is tasked with providing strategic direction, approving projects, and ensuring that resources are directed toward priority developments with maximum social impact. The Board reports quarterly to Parliament and engages the public through open forums in counties hosting major housing projects.

 

Further, the framework mandates independent audits, citizen oversight, and integration with county governments, ensuring that affordable housing projects are aligned with devolved urban plans. Counties have been required to dedicate land and integrate housing estates with supporting infrastructure, thereby reinforcing the principle of shared responsibility between national and devolved units.

 

Part II: National Achievements 2022–2025

 

2.1 National Delivery Overview

 

Between September 2022 and September 2025, the Affordable Housing Program (AHP) has established itself as the single largest housing rollout in Kenya’s history, underpinned by deliberate planning, dedicated financing, and sustained institutional reforms.

1. Completed Units
   • A total of 112,405 units have been completed or substantially completed across 22 counties.
   • These units are already accommodating families or are at handover stage, marking a tangible delivery of the constitutional right to housing under Article 43(1)(b).
   • Each completed estate has been delivered with critical services such as sewerage, drainage, water supply, electricity, and road access, transforming them into fully integrated communities rather than isolated residential blocks.
2. Units Under Construction
   • As of September 2025, 130,988 units are under active construction.
   • Each project site currently employs an average of 300–2,000 workers daily, depending on the scale.
   • Projects span from mega redevelopments in Nairobi and Mombasa to smaller county estates in Nandi, Homa Bay, and Machakos.
3. Pipeline Units
   • The program has established a credible pipeline of 730,062 units, which are in various stages of feasibility, design, approvals, and financial close.
   • This pipeline secures continuity of delivery beyond the current projects, ensuring that housing construction remains a sustained driver of economic activity for years to come.
4. Land Commitments
   • County governments have collectively set aside more than 3,000 acres of public land for AHP projects between 2022 and 2025.
   • The availability of serviced land has reduced costs for developers, accelerated project initiation, and unlocked partnerships in high-demand urban areas such as Nairobi, Nakuru, Kisumu, and Machakos.
5. Cumulative Footprint
   • When combined, completed, ongoing, and pipeline projects, the AHP now accounts for more than one million housing units nationwide.
   • This scale places the program as a cornerstone of the Kenya Kwanza Government’s Bottom-Up Economic Transformation Agenda (BETA) and a critical enabler of Vision 2030’s social pillar.

 

2.2 County and Regional Progress

 

2.2.1 Nairobi County

 

Nairobi has been the focal point of the Affordable Housing Program (AHP), serving as both a demonstration hub and the country’s largest beneficiary of estate renewal and slum upgrading interventions. Between 2022 and 2025, multiple large-scale projects have been rolled out, redefining the city’s housing landscape.

1. Shauri Moyo Redevelopment

 

• Phase I delivered 640 units by June 2024, with a masterplan targeting 5,300 units upon completion.
• Constructed on 18 acres of former municipal housing, the project integrates schools, health facilities, playgrounds, and retail spaces.
• At peak construction, more than 2,500 workers were engaged daily, 70% of them youth, while women-led cooperatives secured supply contracts valued at over KES 350 million.
• Families previously housed in dilapidated blocks have transitioned into modern apartments with improved sanitation and reliable utility connections.

 

1. Mukuru Special Planning Area (SPA)

 

• Out of the 13,000 units planned under this mega-project, 440 units were completed by mid-2025.
• The redevelopment incorporated drainage systems, sewerage lines, paved access roads, and street lighting, directly benefiting over 100,000 residents.
• Financing was secured through a blend of levy resources and public-private contributions, ensuring long-term sustainability.
• The project has reduced exposure to waterborne diseases, improved school attendance, and enhanced security in the area.

 

1. Pangani Estate Redevelopment

 

• Construction of 1,562 units is underway through a county–national government partnership.
• The estate is designed as a mixed-use development with residential blocks, retail centers, and community facilities.
• Civil works have created employment for more than 1,400 skilled and unskilled workers, with additional contracts awarded to local SMEs for fittings and finishes.

 

1. Starehe Redevelopment

 

• Planned for 6,700 units, making it one of the largest urban renewal schemes in Nairobi.
• Site works, approvals, and contractor mobilization were finalized in 2025, with phased construction scheduled to commence in early FY 2026/27.
• The project is strategically located to reduce pressure on the city’s central business district by offering modern housing adjacent to economic activity zones.

 

 

2.2.2 Coast Region

 

The Coast Region, anchored by Mombasa County, has been prioritized for estate renewal due to a legacy of dilapidated municipal housing and rapidly growing urban populations. Between 2022 and 2025, the Affordable Housing Program has transformed key estates into modern developments, while opening new housing opportunities for port workers, SME owners, and low- to middle-income residents.

1. Buxton Point Redevelopment (Mombasa)

 

• Phase I successfully delivered 584 units, with families already in occupation by 2023.
• Phase II, currently underway, is designed to deliver 1,500 additional units by 2026, bringing the total to over 2,000 units.
• The project is structured as a public-private partnership, combining county land contributions with national financing and private developer investment.
• At peak, the site employed 1,800 workers, with at least 60% drawn from Mombasa and Kilifi counties, creating significant local employment.
• The redevelopment has replaced unsafe, aging structures with modern apartments, integrated retail shops, and green community courtyards, while also enhancing land values in the Buxton area.

 

1. Likoni Affordable Housing Project

 

• Launched in 2024 with a target of 3,000 units, the project is strategically located near the Likoni Ferry to serve thousands of daily commuters.
• Construction is financed predominantly through levy allocations, supplemented by development loans mobilized by the State Department for Housing.
• The project integrates schools, dispensaries, and commercial zones to reduce congestion in Mombasa Island and encourage mixed-use residential growth in the South Coast.
• To date, more than 600 workers have been engaged in early civil works, with youth and women accounting for 45% of the workforce.
• Once complete, the Likoni project will directly support over 12,000 residents, easing demand pressure on rental housing across Mombasa.

 

1. Changamwe PPP Housing Project

 

• Designed for 2,200 units, the project is currently at the procurement stage, with financial close expected in late 2025.
• The project targets port employees, transport operators, and SME traders in the Changamwe industrial corridor.
• Land was allocated jointly by Mombasa County and the Kenya Ports Authority, reflecting inter-agency collaboration.
• The PPP structure allows developers to mobilize private capital while government provides serviced land and regulatory facilitation.
• Once operational, the estate will integrate directly with transport corridors linking Changamwe to Moi International Airport and the Standard Gauge Railway, strengthening the economic ecosystem.

 

 

2.2.3 Rift Valley Region

 

The Rift Valley region has been a strategic focus for the Affordable Housing Program due to its rapidly urbanizing centers and its role as an economic corridor connecting Nairobi to Western Kenya and Uganda. Nakuru, Naivasha, and Nandi have hosted flagship projects, combining estate redevelopment with new housing schemes to meet demand from civil servants, logistics workers, and middle-income families.

1. Bondeni Estate Redevelopment (Nakuru County)

 

• Delivered 605 modern units in 2023, replacing aging municipal flats that were structurally unsafe and congested.
• Constructed on county-provided land and financed through levy allocations blended with private developer input.
• Each unit is served with piped water, sewerage, and electricity, while the estate integrates green courtyards, retail kiosks, and children’s play areas.
• Construction generated 1,200 direct jobs, with an additional 600 jobs in local supply chains, including quarrying, transport, and timber processing.
• Beneficiary families have transitioned from dilapidated housing into dignified apartments, significantly improving health and sanitation outcomes.

 

1. Pipeline Nakuru Housing Project

 

• Active construction of 1,200 units, designed for middle-income earners including teachers, healthcare workers, and SMEs.
• Financing secured through levy funds, with civil works reaching 45% completion by September 2025.
• The site employs over 1,000 workers, supported by local SMEs supplying tiles, paint, and fittings.
• Once completed, the estate will support a population of over 5,000 residents, easing pressure on Nakuru’s rental market.

 

1. Naivasha Housing Project

 

• Planned delivery of 750 units, strategically located near the Inland Container Depot and Special Economic Zone.
• Target beneficiaries include logistics workers, port employees, and small-scale traders.
• Early works commenced in 2025, with financing structured under a PPP framework to leverage private capital.
• The project is linked with road and water infrastructure upgrades being undertaken by Naivasha Municipality.

 

1. Emgwen Affordable Housing Project (Nandi County)

 

• Approved pipeline of 500 units, with 120 units nearing completion in 2025.
• Land was allocated by Nandi County, while financing is provided through levy contributions.
• Site employment has absorbed over 400 workers, with local youth cooperatives supplying sand and stones from nearby quarries.
• The estate design incorporates classrooms, health posts, and open green space, aligning with county planning priorities.

 

2.2.4 Nyanza and Western Region

 

The Nyanza and Western region has been a key focus of the Affordable Housing Program (AHP), with Kisumu and Homa Bay counties spearheading implementation. These projects combine estate redevelopment, new builds, and PPP-driven pipelines, designed to respond to growing urbanization around Lake Victoria and Western Kenya’s economic hubs.

1. Makasembo Affordable Housing Project (Kisumu County)

 

• Construction of 1,250 units commenced in 2024, supported by levy allocations and county land contributions.
• The project integrates paved access roads, sewerage systems, and water reticulation, aligning with Kisumu’s urban masterplan.
• Civil works have created 1,100 direct jobs, while local SMEs supply construction materials such as sand, stone, and fittings.
• Upon completion, the project will accommodate over 5,000 residents, easing housing shortages in Kisumu City.

 

1. Muhoroni Housing Project (Kisumu County)

 

• Approved for 400 units, with procurement and tendering finalized by early 2025.
• Construction contracts prioritized local contractors registered under youth and women’s enterprises.
• The estate will integrate classrooms and health posts, directly serving surrounding sugar belt communities.
• Groundbreaking is scheduled for late 2025, with delivery expected by FY 2026/27.

 

1. Otonglo PPP Housing Project (Kisumu County)

 

• Structured under a public-private partnership to deliver 2,800 units, making it one of the largest PPP-led housing projects in Nyanza.
• Financial close achieved in September 2025, with ground-breaking expected before year-end.
• The project is strategically located along the Kisumu–Busia highway, targeting civil servants, SMEs, and cross-border traders.
• Once delivered, it will expand Kisumu’s modern housing stock and anchor planned road and water infrastructure upgrades.

 

1. Homa Bay Affordable Housing Estate

 

• Phase I delivered 110 units in 2024, marking the county’s first modern housing estate.
• Expansion plans target 750 units by 2026, financed through levy allocations and county facilitation of serviced land.
• Construction to date has engaged more than 300 workers, with contracts awarded to local cooperatives for timber and stone supplies.
• Beneficiaries include civil servants, teachers, and small traders, with integrated sanitation and electricity connections improving living standards.

 

2.2.5 National Security Housing

 

The welfare of Kenya’s disciplined forces has been prioritized within the Affordable Housing Program, recognizing the need to provide modern, secure, and affordable accommodation for police, military, and other uniformed services. Between 2022 and 2025, targeted projects have been rolled out to address housing deficits within security agencies.

1. Completed Units

 

• A total of 792 housing units have been delivered across Ruiru, Mavoko, and Eldoret for police and military personnel.
• These units are designed as secure estates with perimeter fencing, controlled access, and integrated facilities such as health posts, recreation centers, and training grounds.
• Allocation prioritized officers serving in urban centers where accommodation shortages have been most acute.

 

1. Pipeline Units

 

• 2,000 units are in the pipeline, structured for phased delivery between 2025 and 2027.
• Land has been availed by the Ministry of Defence and the National Police Service, while financing is secured through a mix of levy resources and budgetary allocations under the Ministry of Interior.
• Projects are distributed across Nairobi, Nakuru, and Kisumu corridors to ensure nationwide coverage.

 

1. Employment and Value Chain Impact

 

• Construction of disciplined forces housing has created over 1,500 direct jobs, particularly in carpentry, masonry, and metal works.
• Local SMEs have benefited from contracts to supply uniforms, furniture, and fittings, ensuring that the projects extend economic benefits beyond direct housing delivery.
• Partnerships with the National Youth Service (NYS) have ensured that more than 400 NYS graduates gain hands-on skills through structured apprenticeships on these projects.

 

2.3 Employment Creation and Industrial Multipliers

 

The Affordable Housing Program (AHP) has acted as one of the most labor-intensive drivers of economic transformation between 2022 and 2025. By combining large-scale construction, SME participation, and local manufacturing demand, the program has generated broad-based employment while reinforcing Kenya’s industrial base.

1. Direct Construction Jobs

 

• By September 2025, more than 96,000 direct jobs had been created at AHP sites across the country.
• Roles included masons, carpenters, electricians, plumbers, welders, engineers, supervisors, and safety officers.
• On average, each site employed between 300 and 2,000 workers daily, depending on project scale.
• Nairobi’s mega-sites such as Shauri Moyo and Pangani accounted for more than 10,000 daily site jobs, while regional sites such as Bondeni (Nakuru) and Buxton (Mombasa) absorbed 1,200–1,800 workers each.

 

1. Indirect Supply Chain Jobs

 

• An estimated 84,000 jobs were generated through industries linked to housing construction.
• Cement factories operated at near-capacity to supply 1.2 million bags annually to AHP sites.
• Steel demand reached 24,000 tonnes, driving activity in rolling mills in Nairobi, Athi River, and Thika.
• Tile and paint factories in Nairobi, Kisumu, and Mombasa expanded shifts to meet housing demand, collectively employing over 15,000 workers.
• Timber yards and glass suppliers also registered significant growth, supported by steady housing demand.

 

1. Induced Jobs in Communities

 

• Beyond construction and supply chains, 26,000 induced jobs emerged in estate-level services.
• These included food vending, transport (boda bodas and matatus), retail shops, estate security services, and property management firms.
• In Nakuru and Kisumu, women’s cooperatives established food stalls at housing sites, employing over 3,500 individuals.
• Long-term induced employment is projected to expand once estates are occupied, with new demand for schools, clinics, and commercial services.

 

1. SME Participation and Local Content

 

• Contracts worth over KES 12 billion have been awarded to local SMEs supplying fittings, finishes, furniture, and small-scale civil works.
• Youth and women-led enterprises captured approximately 30% of sub-contracts, fulfilling the inclusivity mandate under BETA.
• Examples include women cooperatives in Nairobi supplying tiles and paint worth KES 350 million, and youth groups in Nandi County contracted for stone and sand deliveries.

 

1. Contribution to GDP and Industrial Multipliers

 

• The housing program has contributed an average of KES 175 billion annually to GDP growth between 2022 and 2025.
• This represents 0.9% of annual GDP expansion, primarily through construction output and manufacturing demand.
• The multiplier effect is evident: every KES 1 invested in housing generates KES 2.5 in related industries, reinforcing housing as a cornerstone of industrial development.
• By stimulating cement, steel, timber, and finishing industries, the AHP has directly advanced Kenya’s manufacturing pillar under the Bottom-Up Economic Transformation Agenda (BETA).

2.4 Housing Levy Performance

 

The introduction of the housing levy in July 2023 provided a sustainable and ring-fenced financing stream for the Affordable Housing Program (AHP). By pooling contributions from employers and employees, supported by prudent fiscal management, the levy has underpinned the rapid scaling of projects across all 47 counties.

1. Collections and Growth

 

• In FY 2024/25, the levy mobilized KES 73.2 billion, surpassing original projections by 12%.
• By September 2025, cumulative collections since inception stood at KES 88.7 billion.
• Monthly inflows averaged KES 6.1 billion, providing predictable liquidity to sustain construction activity.
• Participation compliance exceeded 90%, reflecting broad acceptance of the levy’s role in expanding national housing delivery.

 

1. Disbursements by Region

 

• Nairobi County: KES 25 billion allocated to projects including Shauri Moyo, Pangani, Mukuru SPA, and Starehe.
• Mombasa County: KES 12 billion directed to Buxton, Likoni, and Changamwe projects.
• Nakuru County: KES 10 billion allocated to Bondeni, Pipeline, and Naivasha estates.
• Kisumu County: KES 8 billion committed to Makasembo, Muhoroni, and Otonglo PPP.
• Machakos, Nandi, and Homa Bay Counties: KES 5 billion combined for county-level schemes.
• Remaining funds distributed to smaller counties through pipeline projects, ensuring national equity.

 

1. Fund Management and Investments

 

• Out of total collections, KES 28.7 billion was invested in treasury securities, generating annualized returns of 11–13%.
• This strategy safeguarded fund liquidity while earning interest income to strengthen long-term sustainability.
• Disbursement discipline was maintained by ring-fencing funds exclusively for housing projects, preventing diversion into unrelated expenditures.

 

1. Accountability and Oversight

 

• Quarterly reports on levy collections and expenditures are tabled in Parliament.
• The Affordable Housing Board provides strategic oversight, ensuring allocations are aligned to approved pipelines.
• Annual independent audits are conducted, with reports made public to reinforce transparency.
• County-level public forums have been institutionalized, allowing citizens to track project financing and implementation.

 

2.5 End-User Financing (KMRC)

 

To complement supply-side delivery of housing units, the Kenya Mortgage Refinance Company (KMRC) has played a pivotal role in enabling Kenyans to access affordable mortgages. By refinancing primary lenders at below-market rates, KMRC has ensured that completed AHP units are within reach of low- and middle-income households.

1. Scale of Refinancing

 

• By December 2024, KMRC had refinanced mortgages worth KES 13.9 billion through 12 participating lenders, including banks, SACCOs, and microfinance institutions.
• This refinancing supported 3,855 households, enabling them to secure home ownership under concessionary terms.
• Loan tenures ranged between 15–20 years, offering stability and predictability to beneficiaries.

 

1. Affordable Interest Rates

 

• Mortgages were extended at rates of 7–9.9%, compared to prevailing commercial averages of 14–16%.
• The reduced rates lowered monthly repayment burdens, making home ownership accessible to households earning between KES 20,000 and KES 150,000 per month.
• On average, households saved KES 12,000–18,000 per month compared to equivalent market-rate loans.

 

1. Beneficiary Profiles

 

• Civil Servants (45%): Teachers, healthcare workers, and county employees formed the largest category of beneficiaries.
• Disciplined Forces and Teachers (25%): Supported under dedicated schemes linking housing projects to welfare programmes.
• Private Sector Salaried Workers (30%): Beneficiaries drawn from SMEs, manufacturing, and service industries.
• The distribution demonstrated inclusivity by spanning both public and private sector workers.

 

1. Regional Distribution of Mortgages

 

• Nairobi: More than 1,500 households financed, concentrated in Shauri Moyo and Pangani projects.
• Mombasa: 820 mortgages refinanced, including Buxton and Likoni beneficiaries.
• Nakuru: 610 households financed, covering Bondeni and Pipeline estates.
• Kisumu: 410 mortgages issued, targeting Makasembo and Homa Bay projects.
• Other Counties: 515 mortgages spread across Machakos, Nandi, and smaller schemes.

 

2.6 Social Transformation Outcomes

 

Beyond the physical delivery of units, the Affordable Housing Program (AHP) has transformed communities socially and economically between 2022 and 2025. The integration of housing with infrastructure, schools, health facilities, and retail spaces has reshaped urban living conditions while uplifting household welfare.

1. Slum Upgrading and Urban Renewal

 

• Mukuru SPA (Nairobi): Over 100,000 residents benefitted from relocation into serviced apartments, with new sewerage, drainage, and paved access roads replacing informal settlements.
• Shauri Moyo Redevelopment: Families shifted from unsafe, dilapidated housing blocks into modern apartments with reliable water, electricity, and sanitation.
• Buxton Point (Mombasa): Old, congested housing replaced with dignified flats, setting a benchmark for coastal urban regeneration.
• These redevelopments have reduced exposure to waterborne diseases, improved air circulation, and enhanced public safety.

 

1. Household Financial Relief

 

• Families transitioning from unpredictable rental payments into structured ownership now save an average of KES 6,000–12,000 per month, which can be redirected into education, healthcare, and small businesses.
• Civil servants and disciplined forces who previously relied on housing allowances now access subsidized mortgages, reducing government’s recurrent wage bill.
• In Nakuru’s Bondeni Estate, surveys show 62% of households have increased disposable income due to reduced rental burdens.

 

1. Community Amenities and Services

 

• Each estate integrates schools, health posts, playgrounds, and retail centers, ensuring that housing delivery translates into improved access to social services.
• In Kisumu’s Makasembo project, new classroom blocks have absorbed more than 700 pupils, reducing congestion in surrounding schools.
• Health dispensaries in Shauri Moyo and Likoni housing estates now serve more than 25,000 residents, improving access to maternal and child health services.

 

1. Social Inclusion and Equity

 

• Over 30% of contracts within AHP projects have been awarded to youth and women-led enterprises, embedding inclusivity in housing delivery.
• Women cooperatives in Nairobi and Kisumu captured supply contracts worth over KES 500 million for fittings, finishes, and food vending at sites.
• National Youth Service (NYS) graduates have been absorbed into construction apprenticeships, gaining practical skills for long-term employability.

 

1. Security and Public Order

 

• Monitoring reports indicate a 15–20% decline in petty crime in redeveloped estates such as Buxton and Bondeni, attributed to improved lighting, estate security, and planned layouts.
• Organized estate committees have strengthened community governance, reducing disputes over land and utilities.
• In Mukuru SPA, relocation reduced incidences of illegal connections and fire outbreaks, safeguarding lives and property.

 

2.7 Institutional Accountability

 

The Affordable Housing Program (AHP) has embedded accountability and governance mechanisms to safeguard public trust, ensure transparency in resource utilization, and guarantee project sustainability. Between 2022 and 2025, multiple oversight structures have been institutionalized.

1. Affordable Housing Board

 

• Established under the Affordable Housing Act, 2024 to provide strategic oversight for the Housing Fund and related projects.
• Approves project pipelines, oversees levy disbursements, and ensures allocations align with national and county priorities.
• Reports directly to Parliament and the Cabinet Secretary for Lands, Public Works, Housing, and Urban Development.

 

1. Public-Private Partnership (PPP) Directorate

 

• Responsible for structuring large-scale private sector-led housing projects under the AHP.
• Negotiated PPP frameworks for projects such as Otonglo in Kisumu and Naivasha in Nakuru.
• Ensures risk-sharing between government and developers while safeguarding affordability for end-users.

 

1. County Governments

 

• Provided over 3,000 acres of land between 2022 and 2025 to support AHP implementation.
• Fast-tracked approvals, integrated housing projects into county urban masterplans, and facilitated community engagement.
• County assemblies conduct localized oversight to ensure projects meet devolved governance standards.

 

1. Audits and Reporting

 

• Quarterly reports on housing levy collections and expenditures tabled in Parliament.
• Independent annual audits commissioned for the Housing Fund, with results made public to strengthen transparency.
• Regular project monitoring missions conducted jointly by the State Department for Housing and the Affordable Housing Board.

 

1. Citizen Engagement Mechanisms

 

• County-level public forums held in Nairobi, Mombasa, Kisumu, and Nakuru allow residents to track progress and hold implementers accountable.
• Beneficiary selection frameworks applied transparently to prevent elite capture, with priority given to low- and middle-income households.
• Digital platforms under eCitizen integrated for mortgage applications, beneficiary registration, and project updates, ensuring accessibility and reducing bureaucracy.